The FirstPerson Blog

Ideas & Insights

Benefits, Well-Being

Four Healthy Habits with Big Payoffs for Health Care

November 14, 2016

November is a common time for health insurance Open Enrollment, as many benefit plans renew on January 1. Chances are you recently completed enrollment for your 2017 benefits (which I hope wasn’t too painful!). Throughout the process, you may have found yourself weighing plan options. Whichever health plan you choose will likely be based on your health status, as well as your finances.

While no one has a crystal ball to predict what their health situation will look like in the next 12 months, we can all play a role in practicing healthy habits that may encourage cost savings – not just for 2017 but in years to come.

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Health Care Reform, Benefits

Trump and the ACA: Change Remains the Only Constant

November 10, 2016

From the day it was enacted, the Affordable Care Act – aka, Obamacare – has been more of a question than a statement. The various challenges, tweaks, regulations, and deadline extensions that became a routine aspect of the ACA created a scenario in which uncertainty was the only certainty.

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Health Care Reform, Benefits

Don’t be Narrow-Minded About Narrow Networks

November 8, 2016

In late 2013, I predicted the future. Sadly for me, it did not include any lottery tickets or fantasy football excellence. Instead, I chose to use my clairvoyant powers to share what was coming to employer health plans and consumers: Narrow network solutions.

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Benefits, Compliance

The Ins and Outs of Health Savings Accounts

October 25, 2016

With many employers moving to high deductible health plans (HDHPs) to control plan costs, many employees are gaining access to Health Savings Accounts (HSAs) for the first time.

HSAs are a hot topic in the benefits world these days. Whether you’re new to HSAs or looking for a refresher, you will find some key questions and answers regarding the ins and outs of HSAs below.

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Benefits

Top 5 Ways to Maximize Your Employee Benefits in 2017

October 18, 2016

For a majority of employers—more than 80%—and their employees, open enrollment has started or is right around the corner. The months of October and November will be filled with meetings and decisions. Here are five tips to help you and your family make better decisions when it comes to choosing your health care and maximize your benefits in 2017:

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