The FirstPerson Blog

Ideas & Insights

Health Care Reform, Financial

Common Questions Employers May Have About the Future of Health Care

February 1, 2017

January 21, 2017 marked inauguration day for our country. With this kind of transition comes opportunity, change, and anxiety. No issue is more prevalent in the national spotlight right now than health care, unleashing many questions about what could lie ahead under the new administration.

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Human Resources, Health Care Reform, Trends, Benefits, Compliance, Compensation

Workplace Trends for 2017 [Video]

January 6, 2017

It’s that time of year again when we share the workplace trends we see emerging for employers. While there’s some uncertainty going into 2017—like a new president—the best plan will be to stick with what we know works: Working with a multi-year strategy and adjust to course alterations as they come. It’s about thinking big picture, being strategic, and embracing design thinking when it comes to your people and business strategies.

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Health Care Reform, Benefits

Trump and the ACA: Change Remains the Only Constant

November 10, 2016

From the day it was enacted, the Affordable Care Act – aka, Obamacare – has been more of a question than a statement. The various challenges, tweaks, regulations, and deadline extensions that became a routine aspect of the ACA created a scenario in which uncertainty was the only certainty.

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Health Care Reform, Benefits

Don’t be Narrow-Minded About Narrow Networks

November 8, 2016

In late 2013, I predicted the future. Sadly for me, it did not include any lottery tickets or fantasy football excellence. Instead, I chose to use my clairvoyant powers to share what was coming to employer health plans and consumers: Narrow network solutions.

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Health Care Reform, Benefits

Is Group Health Insurance Making a Comeback for Small Businesses?

September 8, 2016

As many small business owners and HR personnel are gearing up to evaluate their employee benefits, they may notice a much different landscape than what existed just a few years ago.

When the Affordable Care Act first rolled out, businesses with 50 employees or less were told they were exempt from the penalty imposed on firms who did not offer a group medical plan.  Many firms saw this as long-awaited relief to constantly rising rates. Taking comfort in the fact employees would have coverage available through the healthcare exchanges, some companies began to drop their coverage. Often, this was coupled with a pay raise intended to assure employees the firm was still invested in their health care.

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